This privacy notice discloses the privacy practices for Abide Retirement LLC and its websites www.justreverse.com, www.getareverse.com and abideretirement.com. This privacy notice applies solely to information collected by this website. It will notify you of the following:
What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
What choices are available to you regarding the use of your data.
The security procedures in place to protect the misuse of your information.
How you can correct any inaccuracies in the information.
Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.
Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:
See what data we have about you, if any.
Change/correct any data we have about you.
Have us delete any data we have about you.
Express any concern you have about our use of your data.
We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
This website may contain links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Surveys & Contests
From time-to-time our site requests information via surveys or contests. Participation in these surveys or contests is completely voluntary and you may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
Welcome to our reverse mortgage site on the web. Abide Retirement LLC and its associates provide their services to you subject to the following conditions. If you visit this website, you accept these conditions. Please read them carefully.
When you visit Abide Retirement LLC website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Abide Retirement LLC or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Abide Retirement LLC, with copyright authorship for this collection by Abide Retirement LLC, and protected by international copyright laws.
Abide Retirement LLC’s trademarks and trade dress may not be used in connection with any product or service that is not Abide Retirement LLC’s, in any manner that is likely to cause confusion among clients or business partners or in any manner that disparages or discredits Abide Retirement LLC. All other trademarks not owned by Abide Retirement LLC or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Abide Retirement LLC or its subsidiaries.
License and Site Access
Abide Retirement LLC grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Abide Retirement LLC. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Abide Retirement LLC. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Abide Retirement LLC and our associates without express written consent. You may not use any meta tags or any other “hidden text” utilizing Abide Retirement LLC’s name or trademarks without the express written consent of Abide Retirement LLC. Any unauthorized use terminates the permission or license granted by Abide Retirement LLC. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Abide Retirement LLC so long as the link does not portray Abide Retirement LLC, its associates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use Abide Retirement LLC logo or other proprietary graphic or trademark as part of the link without express written permission.
Reviews, Comments, Emails, and Other Content
Visitors may post reviews, comments, and other content: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Abide Retirement LLC reserves the right (but not the obligation) to remove or edit such content, but may not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant Abide Retirement LLC and its associates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Abide Retirement LLC and its associates and sub licensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify Abide Retirement LLC or its associates for all claims resulting from content you supply. Abide Retirement LLC has the right but not the obligation to monitor and edit or remove any activity or content. Abide Retirement LLC takes no responsibility and assumes no liability for any content posted by you or any third party.
Abide Retirement LLC and its associates attempt to be as accurate as possible. However, Abide Retirement LLC does not warrant that program descriptions or other content of this site is accurate, complete, reliable, current, or error-free.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY THIS SITE IS PROVIDED BY Abide Retirement LLC ON AN “AS IS” AND “AS AVAILABLE” BASIS. Abide Retirement LLC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Abide Retirement LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Abide Retirement LLC DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM Abide Retirement LLC ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Abide Retirement LLC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
By visiting Abide Retirement LLC’s website, you agree that the laws of the state of Utah, United States of America, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Abide Retirement LLC or its associates.
Any dispute relating in any way to your visit to Abide Retirement LLC shall be submitted to confidential arbitration in the state of Utah, United States of America, except that, to the extent you have in any manner violated or threatened to violate Abide Retirement LLC’s intellectual property rights, Abide Retirement LLC’s may seek injunctive or other appropriate relief in any state or federal court in the state of Utah, United States of America, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrators award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.
Site Policies, Modification, and Severability
Disclosures and Licensing
Nationwide Mortgage Licensing System # 1791641
Florida Office of Financial Regulation License # MBR2081
Utah Department of Real Estate License # 11000960
The information provided on this website is accurate as of 05/01/2021 and may change without notice. Any interest rates and figures mentioned are for illustrative purposes only. The information is being provided as a service to those individuals interested in a reverse mortgage. The information contained on this website should not be construed as legal, tax, accounting, financial, investment or professional retirement advice.
It is strongly recommended that all persons seek the advice of a competent and trusted professional whenever pursing any type of financing. Please consult a tax professional regarding any tax implications. This website and any information contained herein does not constitute a commitment to lend or extend credit. Restrictions may apply on all loan programs.
All borrowers must be at least 62 years old. All loans are subject to program qualifications and lender approval. Once your loan is in place you are still responsible for paying property taxes, homeowners insurance, HOA dues and home maintenance costs.
These materials are not from HUD (Department of Housing and Urban Development) or FHA (Federal Housing Administration). Loans are not made, originated, endorsed or approved by the Federal Government.
The FHA provides certain insurance benefits for lenders in connection with the lender’s HECM (Home Equity Conversion Mortgage) loans. For more detailed information on current interest rates, costs, fees, qualifications or a comprehensive personal analysis and evaluation of your unique circumstances, please contact us directly. Company address is 2901 Bluegrass Blvd, Suite 200, Lehi, UT 84043. © Abide Retirement, LLC dba Abide, all rights reserved.